This 1910 Victorian home is conveniently located nearby the downtown of Clearwater, local shopping and municipal buildings. Look to your left and see the beautiful Intracoastal Waterway or go for a lunchtime stroll through historic Harbor Oaks. Partial water views from the second floor balcony and front porch. This property is the perfect family home with up to three additional income generating apartments or an opportunity for a law firm, title company or other professional organization looking for a suitable location close to downtown Clearwater and walking distance to the courthouse. The first floor is presently occupied by a well-respected architectural firm with a separate carriage house acting as a display gallery and studio. This floor can be quickly converted into your master bed, guest bedroom, formal dining room, kitchen and large living room with gas fireplace. The cottage converts to an income producing studio apartment. There are two residential units on the second floor both of which are occupied but can be easily vacated for additional family members or office space. Listed for $549,000.00 the seller is willing to consider secondary financing for suitable buyers.