PUBLIC AUCTION COMMERCIAL REAL ESTATE; BIDDING PLATFORM: INTEGRITY AUCTIONS - HIBID; THURSDAY, OCTOBER 13TH, 2022 @ 6PM; LOCATION: 119 SOUTH MIDDLE STREET, GRAYVILLE, IL 62844 (ON-SITE); DIRECTIONS: The auction property is located at the corner of South Middle Street and East South Street, East of the Groff Memorial Public Library and West of the Post Office in Downtown Grayville. (SIGNS POSTED) LEGAL DESCRIPTION: LOT 004 BLK 007 PLT 000; LOT 005 BLK 007 PLT 000 W PT; LOT 003 BLK 007 PLT 000; LOT 002 BLK 007 PLT 000, W PT W/2 5' ORIG OF GRAYVILLE LIVE, IN-PERSON WEBCAST AUCTION WITH ONLINE PRE-BIDDING AVAILABLE!!! SEE SALE BILL FOR PROPERTY DETAILS TERMS OF REAL ESTATE AUCTION: Property is being sold "AS-IS, WHERE-IS, WITH ALL FAULTS, IF ANY." Conveyed in lieu of survey. All announcements made day of auction take precedence over all written or verbal statements. Auctioneer is agent of Seller only. Not responsible for accidents. Twenty percent (20%), non-refundable earnest deposit due from buyer day of auction; 45 days to close; Customary closing costs paid by the parties to the transaction; Seller pays general RE taxes for 2021 and prorated taxes for 2022; Seller to provide title insurance, initial search, transfer taxes, deed and transfer declaration prep., etc.; Property shall be offered as one tract/parcel via webcast auction with online pre-bidding available up to the day of the auction. Offered with very reasonable RESERVE price. This property will be conveyed with a deed restriction disallowing its use as a "financial institution" for a period of 24 months after closing. NO BUYER'S PREMIUM!!! AUCTION PREVIEWS AND INSPECTIONS BY APPOINTMENT SELLER: FAIRFIELD NATIONAL BANK